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<p>[QUOTE=&quot;cpm9ball, post: 906303, member: 24633&quot;]I don&#039;t think it is a good idea to put your college fund at risk either.</p><p>&nbsp;</p><p>How old are you, anyway? You might want to consider using the CD funds whose earnings are taxable to purchase municipal bonds which are exempt from all taxes, but before you make any decision, you should talk to an investment counselor on the pros and cons of munis. The only thing you want to be sure to avoid are munis issued by municipalities or states with low credit ratings. Though these pay the highest interest rates, there are greater risks associated with them.</p><p>&nbsp;</p><p>Chris[/QUOTE]</p><p><br /></p>

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