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<p>[QUOTE=&quot;trdtaco, post: 1325301, member: 31551&quot;]Thanks for the input everyone..</p><p><br /></p><p>As of right now I am solid.. I have a substantial amount of money in the bank with no car payment no credit cards and my school loan paid off!!I am 23 and just looking for long term investment that I can put away slowly and cash in when I retire.. But I limit my self to 200 a month to spend.. so that&#039;s why I was going to do a 1/10 good piece a month..&nbsp; I make no large buys.. usually one silver piece at a time.. </p><p><br /></p><p>So in theory if I could get a 1/10 for slim to no margin over melt there is no short comings..</p><p><br /></p><p>Also if I just put 200 a month away in a year who know where hold will be at????[/QUOTE]</p><p><br /></p>

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