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<p>[QUOTE=&quot;scottishmoney, post: 680816, member: 12789&quot;]If you don&#039;t have a mortgage you can do whatever you want, most people get insurance on property or a vehicle because the lender requires it in the first place.&nbsp; That said, these days a lot of insurance companies are finding ways to cancel insurance on policies anyway they can.&nbsp; One of my homeowners insurance policies was just cancelled because I put the home up for sale!</p><p><br /></p><p>As for auto insurance, I worked for a major oil company that self insured, which was allowed in California.&nbsp; Basically you have to put up a sum of money, then it was $30K per vehicle in a bond with the state to exempt the company from having to purchase insurance through insurance carriers.&nbsp; Most people are not going to come up with that sum of dosh to self insure.[/QUOTE]</p><p><br /></p>

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