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<p>[QUOTE=&quot;Cloudsweeper99, post: 1334207, member: 3011&quot;]Nobody knows the future.&nbsp; But the way I&#039;m playing it is that after a dozen years of going nowhere, the stock market now has a much higher probability of rising than a few years ago, if only because revenue and earnings are higher and growing while prices have not.&nbsp; Every other time in the history of the US stock market, a prolonged period of stagnation or decline in the stock market has been followed by oversized gains.&nbsp; For people unable to choose their own stocks, an index fund or large cap mutual fund is a pretty secure alternative.&nbsp; Don&#039;t follow my advice blindly [I&#039;m usually early] but do your own research.&nbsp; Gold will not go up forever, and stocks will not go down forever.&nbsp; It&#039;s up to the individual to know when to make the switch.&nbsp; I&#039;ve reduced my exposure to gold and silver, and increased my exposure to stocks this year.&nbsp; Take it for what it&#039;s worth.[/QUOTE]</p><p><br /></p>

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