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<p>[QUOTE=&quot;Prime Mover, post: 1910921, member: 38783&quot;]For bullion-grade PM, same ideas as the OP.&nbsp; &nbsp; Numismatic silver is different - for example I don&#039;t consider my toned ASE collection or Lunar Series rounds as &quot;just PM&quot;.</p><p><br /></p><p>1) &quot;forced savings&quot; since I know I&#039;ll blow the $20 bill in my pocket on nothing of value, but won&#039;t go through the effort to liquidate the bullion, so I have some saved.</p><p>2) Wealth preservation as I personally believe over time it will keep up with inflation so it&#039;s better to have sitting around than cash.</p><p>3) Emergency fund.&nbsp; It&#039;s part of my overall plan to keep some physical assets around in case of emergency - job loss is the big one right now.</p><p>4) Nest egg for my kids/grandkids.&nbsp; If not needed, great, it&#039;ll keep building.&nbsp; If needed, it could be the down payment on a house for someone someday.</p><p><br /></p><p>And the best reason of all - I just plain like it.&nbsp; There&#039;s just something neat about these shiny hunks of metal that attracts me to them.[/QUOTE]</p><p><br /></p>

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