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<p>[QUOTE=&quot;Jim Dale, post: 6601099, member: 100459&quot;]Will I need to sign for coin purchases with JM Bullion?</p><p>My wife and I are retired state employees plus we get social security income. With the change in the standard deduction, it does reduced the AGI, but my wife was a teacher for 34 years and I was an accountant with the State Controllers Office for 30 something years.&nbsp; With the combination of that, it all depends what the cap will be.&nbsp; I heard several amounts.&nbsp; If it&#039;s lower than $100k, we are SOL.&nbsp; I heard another figure of $140K.&nbsp; Any information on that?&nbsp; Am I getting to off the mark here.&nbsp; I appreciate all of your help.[/QUOTE]</p><p><br /></p>

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