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<p>[QUOTE=&quot;scottishmoney, post: 534730, member: 12789&quot;]Nastily raw, and ungraded by overpriced, overgrading TPG, but lovely and historical and lightly circulated $20 Liberties, which until about a year ago sold for about 5% over spot.&nbsp; Now the only stuff I find like I want to pay for are Austrian or Hungarian 100 Coronas and 1976 Canadian $20s.</p><p><br /></p><p>Any premium you pay over spot for a coin is fluff.&nbsp; Pure and simple.&nbsp; Plastic and someone else&#039;s opinion(unfortunately not your own) also add to the premium.[/QUOTE]</p><p><br /></p>

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