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<p>[QUOTE=&quot;Jim Dale, post: 8239670, member: 100459&quot;]I don&#039;t quite understand that banks (probably credit unions as well) have to report any transactions greater than $600?&nbsp; For years, my wife and I would withdraw about $1,000 from our checking account to pay cash for all of our transactions.&nbsp; We didn&#039;t like using our VISA cards because we were concerned that Big Brother would be looking at our VISA charges.&nbsp; I pay cash for all coin transactions (mostly buying).&nbsp; However, we have changed our way of purchasing. We have a $15,000 limit on our VISA and another $10,000 limit on my wife&#039;s card.&nbsp; Being an accountant and retired, each morning I reconcile all of our accounts including our VISA account.&nbsp; We pay off our VISA each month.&nbsp; I hate interest rates, no matter if its 1% or 5% and won&#039;t pay interest, except my wife bought a new car in 2015.&nbsp; I could pay it off buy the interest rate is 1%).&nbsp; I know the account is discounted and I told her we should go ahead and pay it off.&nbsp; She&#039;s a retired English teacher and doesn&#039;t understand finance, but she is learning.</p><p>As far as my PMs, I ain&#039;t selling unless I have to pay $10 for a loaf of bread.[/QUOTE]</p><p><br /></p>

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