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<p>[QUOTE=&quot;Curtisimo, post: 2601949, member: 83845&quot;]I consider my coins and bullion separate from my retirement and investments which I try to max out based on what my company will match and what lines up with my long term goals.&nbsp; I try to keep my collection spending at a ratio of no more than 10% of the money I put into savings.&nbsp; If my savings take a hit for whatever reason I hold off on getting more coins until my savings are back to my target level. This doesn&#039;t include the coins I get as gifts only the coins I spend money on relative to the money I put away for savings.[/QUOTE]</p><p><br /></p>

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