What percentage of you net worth (not including house etc) is invested in bullion?

OP said not including real estate.. BUT, since we are including everything.

3% Cash
4% Bullion
15% Stocks
17% Cars (Based off KBB for modern cars and auctions for classics)
22% Coins


39% Real Estate (still paying a mortgage. very little "equitity". So, it doesn't really count.)

 

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7% gold

 

Well this was an interesting read. For me at least. I don't tend to hold onto any PM that I aquire. If I can make $5-$6 an oz I usually unload.

 

I am surprised at some of these percentages. My best guess is less than 1% in bullion and less than 10% in the coin collection. But I don't consider my coins as part of my networth.

 

60% Stock (including Vanguard's Precious Metals & Mining)
30% Bonds (High Yield & TIPS)
5% Cash
5% Coins

 

I think he meant not including houses that are primary residences. At least that's the way I took it.
Any rental property, land, etc. that is paid for should be considered.

 

0%. Betting on the S&P500 is a far less risky venture if you take a 10+ year time span.

 

2-3% in numismatic silver, 1% in numismatic gold, all acquired through proof and uncirculated sets as well as USA and Canadian circulation finds from the late 1960s when there was at least some silver coinage still minted and available in daily commerce.

 

You took the works out of my mouth, verbatim!

 

15% Cash (includes CD's)
3% PM's
12% coin collection
70% Stocks and Bonds

I am retired at age 70

 

For me now: real estate 33% (in my own decrepit, yet paid-off house, i.e. no mortgage)
U.S. stocks 25%; Foreign Stocks 11%
Bonds (muni bonds, & also HY corporates) 24%
Cash 4%
Coins & PM (mostly coins with high PM value) 3%

Do I wish I'd have loaded up on G&S when gold was $300, & silver was $5? Just about every day. Would I let the past 10 year price rises in G&S convince me to jump in more now? No way.

PS: my bias is towards income producing assets; dividend paying stocks & bonds, &/or rental properties.....& also not buying "what has already gone up the most".....

 

Sorry, double post, don't know why.....

 

Gold is unique in that it's primary function is as a hedge against inflation, and a store of wealth. Yes jewelry too but I do not think that outweighs how much is being held for investment purposes, and in a way that's along the same lines. The fact that it has consistently risen so much is, in my mind, an indicator that the trend will continue for as long as the policy that existed during that time continues. I think because it is so high at today's prices a lot of people will avoid gold, but if it hits $5000 everyone will say if only I bought at $2000! Nothing is assured though.

 

I'd say a 40% net gain in my entire investment!

 

So at the beginning of 2000 the S&P was 1398. It's currently 1318. $10,000 invested over this period in the S&P 500 would have left you with the big sum of $9420. i.e. negative return. This would have been a very bad bet when you add in investment costs and inflation. Even a savings account would have been better.

In contrast, if you had bought $10,000 of gold bullion, you would have $43,340 now. Quite a windfall in comparison.

 

11.2% of my current net worth is in bullion. (Consisting of ~5% platinum, ~10% Gold, and ~85% Silver)

 

YA that's what I meant, but then again a house is supposed to be incorporated in your net worth. Anyways I am somewhat surprised at the numbers. I would like to know what % all the hardcore silver bugs on you-tube are at.

 

I go 10% gross in PM.. rest in 401k and savings...

I'm also a SHTF guy..

 

You make a great case for why precisely NOW is the time to be in the S&P 500 and not in precious metals...remember, buy low and sell high.

 

I didn't make any case except to prove the one given was wrong. There is no price discovery in equities now so putting money, even in an index like the S&P 500 is an awful risk. The S&P no longer represents the industrial output of the USA. It rose 210% in a period where this country's real economy is in deep decline, millions tens of millions laid off from well paying jobs, state goverments are shutting down (Minnesota) for lack of money, and the Federal Government is arguing over lifting a debt limit on a debt where there is no historical precedent except very bad ones.

If you think this is a case for the S&P being undervalued, then be my guest and put your money in it. I won't be standing in line with you.