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<p>[QUOTE=&quot;Cloudsweeper99, post: 1272598, member: 3011&quot;]The only reason I brought this up is because there is no fool-proof investment over the long run.&nbsp; Even gold and silver can go a very long time without returning the original cost to the investor.&nbsp; If a long term investor bought gold at $400 in the early 80s [not a terrible price at the time], their rate of return to today would only be about 2% annually - pretax.&nbsp; Just about any other investment would have done better.&nbsp; And monetary conditions in the early 80s looked just as bad if not worse than they do today.&nbsp; So at least a minimal amount of attention to timing can help a lot.[/QUOTE]</p><p><br /></p>

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