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<p>[QUOTE=&quot;isaiah58, post: 2367562, member: 29459&quot;]For many years, 5% over melt value was pretty standard. My LCS buys at melt, always has. Their current premium is about 13%, has been since several years ago. </p><p><br /></p><p>As a raw bullion decision, I can not justify paying a higher premium for junk silver than for refined bars and rounds. I do understand it&#039;s a business, that heavy demand has shrunk supply. </p><p><br /></p><p>Sometimes I watch eBay for halves, bidding at 10% over melt factoring in if there is or is not a shipping fee. Very hard to pick any up that way but I try.</p><p><br /></p><p>I might drop by my LCS tomorrow and check things out in person on junk silver.[/QUOTE]</p><p><br /></p>

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