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<p>[QUOTE=&quot;SilverSurfer, post: 963509, member: 21603&quot;]Nobody has their entire savings in FRNs cash.&nbsp; So, most of the money spoken of is really just an electronic number on some computer some where.&nbsp; You pay a bill using a check, no FRNs are used.&nbsp; Instead the number written on the check is instantly subtracted from a computer somewhere.&nbsp; So lack of available money is really just a tightening of the free flowing of this electronic money supply.&nbsp; This can happen in the form of unemployment, where people aren&#039;t making money and adding to their bank accounts.&nbsp; It can also happen is banks stop lending money as freely in the form of credit.</p><p><br /></p><p>Hey, isn&#039;t that happening right now!!!![/QUOTE]</p><p><br /></p>

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