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<p>[QUOTE=&quot;Cloudsweeper99, post: 1108693, member: 3011&quot;]If you like DCA, use it.&nbsp; There are worse techniques.&nbsp; But people both overrate the result they will get, and underestimate the psychological difficulty of adding money to the program when the market is down sharply.&nbsp; And if the market falls, say, 10 years into the program, the financial loss can be substantial for a program that was billed as conservative.&nbsp; I just want people to think about the pitfalls before they buy into it.</p><p><br /></p><p>Natural gas is okay, but oil might be a better investment because it is less plentiful.[/QUOTE]</p><p><br /></p>

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