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<p>[QUOTE=&quot;Pepperoni, post: 1108058, member: 5520&quot;]Dollar cost averaging is actually how most small investors purchase investments. Why ? they can only purchase when they have funds. They go to school ,to work, get an idea that saving is part of life. Purchasing is your job to do your own home work on. Investment clubs etc. do better than advisers . Some 60-70% in the ball park of always making money. The more heads working towards a similar goal will get better results. </p><p>Motivation is another item to consider.[/QUOTE]</p><p><br /></p>

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