I was interested in getting an Ellis Island but I missed my chance. I see plenty of them for sale from JM Bullion, etc., but since they're ~$100, they are the "bullion" versions. I tried looking on eBay, but the descriptions rarely (if EVER) say 'burnished' in the auction title. Am I missing something here? I understand that the "burnished" versions will cost more. I've been told that they are valued more by collectors. I also understand that the only difference is the "burnished" finish; everything else (COA, etc.), is the exact same...?