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<p>[QUOTE=&quot;treehugger, post: 1771975, member: 28451&quot;]You are making things much more difficult than they need to be. Why don&#039;t you just dollar cost average? Then, you don&#039;t have to worry about the best time to buy. Over time, dollar cost averaging is a nice way to have steady growth.</p><p>&nbsp;</p><p>Sure, you will probably never hit a &quot;home run&quot;, but you won&#039;t &quot;strike out&quot; either.</p><p>&nbsp;</p><p>P. S.&nbsp; I just noticed my comments were posted at the same time as Prime Mover.&nbsp; I second what he/she said.[/QUOTE]</p><p><br /></p>

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