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<p>[QUOTE=&quot;moneycostingmemoney, post: 2805339, member: 86367&quot;]The mention of the premiums is a valid argument, but if you buy enough at one time the seller should be open for negotiation. If not, they&#039;re not the only ones selling the stuff. </p><p>Each metal moves for different reasons, the least drastic (imho) being industrial need. That may help gauge long-term, but even figuring that out will require a well cleaned and calibrated crystal ball. I guess the best thing as far as Au vs Ag is just pick one and study it. I don&#039;t think it&#039;s safe to assume that they are a lateral choice. Learn one and if you don&#039;t feel good about it go to the next. &quot;Do one thing and do it well.&quot;</p><p>As far as using a safe deposit box at a bank...if you took what you are paying for something you can only access during their business hours, and are in public bringing a heavy bag in and leaving light, over the time you use it you&#039;d probably just be better off (over all) spending the money on a large (1600-2000lb, empty) safe and have it delivered. Once it&#039;s in place it doesn&#039;t matter if it&#039;s empty or not it ain&#039;t going nowhere. Paired with a dog and a gun you&#039;ll be more than good to go. </p><p>Also, it&#039;s smart to photocopy your drivers license and add your phone number and email to it with something along the lines of &quot;This safe and all contents are sole legal possessions of x. If opened for anyone other than, please contact myself at x and x and the police. All costs for opening will be paid after myself and the authorities are notified.&quot; This is good for safes of all sizes because ETHICAL locksmiths will see it, and if it&#039;s not that person having it opened the door gets shut and locked and the police are called. It&#039;s the cops job to determine valid power of attorney or inheritance. We&#039;ve had to do it a few times. But I will admit that my opinion is biased since that is my industry and that&#039;s how my gears turn- toward safe self sufficiency.[/QUOTE]</p><p><br /></p>

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