Message:

<p>[QUOTE=&quot;gboulton, post: 1364305, member: 27043&quot;]The problem is...you aren&#039;t &quot;getting money&quot;.</p><p><br /></p><p>I chose my words very carefully...I am getting <b>back</b> more money than I&#039;d like, suggesting that it is being <b>returned</b> to me...which is exactly what&#039;s happening.</p><p><br /></p><p>A tax refund is a loan...a loan you made to the government at 0% interest.&nbsp; You gave the government money to hold on to...and got absolutely nothing in return.&nbsp; no dividends, no interest, not even so much as a thank you.</p><p><br /></p><p>I&#039;d say it was like stashing cash away in an envelope...but even that analogy falls short.&nbsp; At least you could GET to cash if you wanted/needed it.</p><p><br /></p><p>To top it all off, in my experience (and I have more than a fair bit in this sort of thing) the people most frequently &quot;relieved&quot; at, or desperate for, the arrival of the tax refund are the very same people who struggle to make it through each pay period.</p><p><br /></p><p>This concept makes no sense.&nbsp; <a href="http://money.cnn.com/2011/03/04/pf/taxes/tax_refund/index.htm" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://money.cnn.com/2011/03/04/pf/taxes/tax_refund/index.htm" rel="nofollow">According to the IRS</a>, the average tax refund is in the neighborhood of $3000 these days.&nbsp; That&#039;s $250 a month...a light bill, or maybe a car payment, or food for a couple of weeks.&nbsp; Money they&#039;re simply handing over to the government to hang on to for them, and receiving NO benefit from it.</p><p><br /></p><p>I screwed up this year.&nbsp; Meant to update my W4, never got around to it, and let it slip my mind.&nbsp; So yeah...I&#039;m pretty miffed at myself for having made a large loan to an unappreciative debtor for no return.[/QUOTE]</p><p><br /></p>

Your name or email address:

Do you already have an account?

• No, create an account now.
• Yes, my password is:
• Forgot your password?

Stay logged in