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<p>[QUOTE="mikem2000, post: 3589208, member: 30574"]Yes you are doing them a disservice if the true intent is to help your kids/grandkids. I totally understand people like to stack both silver and gold are if you are doing because you enjoy it that is fine. If you truly want to help the kids/grandkids, liquidate want you were planning to, get a brokerage account for them and invest in the S&P 500 index ETF. (SPY). They will be MUCH better off. The returns will be SIGNIFICANTLY greater, they won't be be stuck with liquidating anything, and if the brokerage account is in your name, with them listed as the beneficiary, they will inherit the money immediately with no probate, and they will not need to pay capital gains tax.[/QUOTE]</p><p><br /></p>
[QUOTE="mikem2000, post: 3589208, member: 30574"]Yes you are doing them a disservice if the true intent is to help your kids/grandkids. I totally understand people like to stack both silver and gold are if you are doing because you enjoy it that is fine. If you truly want to help the kids/grandkids, liquidate want you were planning to, get a brokerage account for them and invest in the S&P 500 index ETF. (SPY). They will be MUCH better off. The returns will be SIGNIFICANTLY greater, they won't be be stuck with liquidating anything, and if the brokerage account is in your name, with them listed as the beneficiary, they will inherit the money immediately with no probate, and they will not need to pay capital gains tax.[/QUOTE]
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