I think semi-numis are the way to go. I myself am mildly numismatic. I like the common Morgans, because they are less likely to be counterfeited, and they seem like a cool thing to have. I think they will increase in value even if silver doesn't.
Ya know, i caught a piece of the $14 handle in silver. I bought about a year's budget of bullion in about three months as prices fell rapidly. Now that prices have risen a little, i'm finally feeling zero compulsion to buy any more right now. That is a nice feeling.