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<p>[QUOTE=&quot;Vess1, post: 1353541, member: 13650&quot;]That&#039;s the problem.&nbsp; There really is no safety involved.&nbsp; This isn&#039;t the market of the 20s or the 50s or the 70s.&nbsp; There were actually far better regulations in place in the 70s then there is now.&nbsp; The regulators are paid off.&nbsp; They&#039;ll go after the little guys to make an easy point but won&#039;t go after the big guys because they can&#039;t afford to do so.&nbsp; I have seen so much negative information concerning the current state of the markets that I stay away.&nbsp;&nbsp; If the DOW drops to 5k, I might look around for some bargains.&nbsp; Or, maybe not.</p><p><br /></p><p>&nbsp; Needless to say, I think it would be very difficult to take a lump sum of money right now, in 2012, dump it into the markets and come out ahead in my lifetime.[/QUOTE]</p><p><br /></p>

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