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<p>[QUOTE=&quot;tommyc03, post: 2421818, member: 17665&quot;]My company ( Becton Dickinson- Fortune 500 ) that I worked for allowed us to control our own funds. We were able to change our positions percentage wise back and forth as we saw fit in able to better control market fluctuations. The outcome, of course, was knowing and following the market to the best of each of our knowledge of how they were working. We could make good or bad moves but at least we had some control. We also had control of which funds to deal with, large cap, small cap, mid cap, company stock, international funds, etc. I would read the Wall Street Journal religiously. I did pretty well overall, losing a little here and there but mostly gaining ground throughout. It&#039;s not for the faint of heart though and requires a lot of study and timing.[/QUOTE]</p><p><br /></p>

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