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<p>[QUOTE=&quot;scooterv, post: 1767975, member: 56677&quot;]Hello all!&nbsp; I&#039;ve just got some initial, and likely vague, questions.</p><p>&nbsp;</p><p>First, to get the most appropriate feedback I&#039;d like to somewhat explain my current situation and goals.</p><p>&nbsp;</p><p>I&#039;m 46 and on track to be able to retire at 55.&nbsp; Not an extravagant retirement mind you, but enough to cover what I expect I&#039;ll need and then some, although I&#039;ll likely work longer.&nbsp; In any event, I found while reading other posts the concern of putting money into PM&#039;s of any sort if not really able to afford it.&nbsp; I&#039;m pretty well set, besides being 100% debt free soon.&nbsp; Well, besides I&#039;m also thinking what most would consider a ridiculously small amount on top of it <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" /></p><p>&nbsp;</p><p>As far as the goal, I&#039;m not likely to be real clear on it.&nbsp; What I HOPE to do is invest a small amount, say $100 a month, and mostly for fun.&nbsp; I have no expectation of any profit on this.&nbsp; However, while in retirement, should we have an economic calamity where silver spikes, then yes, it would be nice to know even a small amount I&#039;d have could be unloaded to avoid selling actual retirement investments right at the bottom.&nbsp; I would view this only as a remote/maybe benefit.&nbsp; I&#039;m also no survivalist, as if things got that bad I&#039;m likely just hosed regardless <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" /></p><p>&nbsp;</p><p>So, what I would like to do is buy a wide variety of rounds, bars, ASE, and foreign bullion with simple enjoyment being the primary goal.&nbsp; However, with the other, smaller side goals in mind I obviously don&#039;t want to go overboard on shipping and premiums due to buying only $100 a month.&nbsp; So, what are some good options?&nbsp; Obviously I could buy once a year and a larger amount, but I don&#039;t want to!</p><p>&nbsp;</p><p>So, where are some good places to shop when the time comes?&nbsp; In going through individual sites it looks like APMEX is pretty reliable, and if I really order that often get a flat rate in the future.&nbsp; Where else would still have a decent selection and the same or lower shipping for small orders?&nbsp; Again, I know I&#039;m paying a premium regardless, but looking to keep it to a minimum.&nbsp; I&#039;m also not looking to do ANYTHING until around March and just put a small portion of my next raise into this, so I have plenty of time to think.</p><p>&nbsp;</p><p>Clear as mud?[/QUOTE]</p><p><br /></p>

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