You just need to do better research on "experts"...... BitCoin is a speculation, not an investment. It doesn't pay dividends or interest. Capital gains depend on buyers buying higher. If BitCoin goes to $50,000 then gold will be $4,000. That's good enough for me. I can look at bullion proof coins or Saint-Gaudens MS66's.....can't do that with digital bits or bytes or whateve.