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<p>[QUOTE=&quot;Andy, post: 8341747, member: 645&quot;]I do not sweat the ups and downs of markets and will not until I get close to retirement and I like working so that is another ten years off with luck. With that said, I have cashed o“ut stock investments in the past for real estate but will always hold onto my Gold. Silver is interesting if it continues to drop for I’m looking now to what I can leave for my kids. Basically I’m small time average American investor&nbsp; but I did very well being diversified over decades&nbsp; with my disposable income which includes spending money on enjoying life. That would be my recommendation as well as use the tax codes temporarily changes when they become an advantage for you to use.[/QUOTE]</p><p><br /></p>

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