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Message:: [QUOTE="fiatfiasco, post: 1910798, member: 67957"]Look at all of these assumptions, should haves and what ifs!! Did it ever occur to you that a majority of Americans do not fit your profile of what retirees SHOULD do. Try explaining to someone living on SS that they receive the same amount of money because it is "adjusted for inflation, so that is covered" - UMM, WHAT...NOT EVEN GOING TO GO THERE. "if you get into a nice mix of assets" RIGHT, EVERYONE OVER THE AGE OF 65 IN AMERICA HAS ASSETS. BUD, PEOPLE LIVE PAYCHECK TO PAYCHECK HERE,  MAJORITY OF THEM! "when you set up your budget you should never..." UM, HOW OLD ARE YOU?!!? I AM GUESSING THAT YOU ARE YOUNG ENOUGH TO NEVER HAVE YOUR ROOF LEAK, OR A FAMILY MEMBER REQUIRE $100K IN HEALTHCARE NOT COVERED BY INSURANCE...AND OH YEAH, YOU SHELL OUT THE DOUGH FOR IT. AND BY "IT", I MEAN LIFE...LIFE HAPPENS, YOU ARE EITHER SHELTERED, BORN INTO A WELL OFF FAMILY, 15, OR SOMETHING I CANNOT WRITE - A TRUE INSULT. Did I dodge anything in there? Or do you wish to backpeddle a bit champ? Your ignorance is almost offensive.; or as Agent Smith would say "its the smell, it stinks".[/QUOTE]