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<p>[QUOTE="Phil Ham, post: 2950187, member: 5787"]I give a lot of my friends and family advice on this topic. It all depends on your time horizon. If you'll need the money in 1-3 years, put the money into a safer investment. If the need is 3-5 years away, go a little more risky. If it is longer than 5 years, go aggressive. I'm retiring in the next couple of years and moved some investments that I will need in the first 2 years on retirement into a safer place. As I plan to life for 30 more years, much of the rest will remain aggressive. As a note, I'm not a financial advisor but consider myself quite good with money, math, and statistics. Take my advise at your own risk.[/QUOTE]</p><p><br /></p>
[QUOTE="Phil Ham, post: 2950187, member: 5787"]I give a lot of my friends and family advice on this topic. It all depends on your time horizon. If you'll need the money in 1-3 years, put the money into a safer investment. If the need is 3-5 years away, go a little more risky. If it is longer than 5 years, go aggressive. I'm retiring in the next couple of years and moved some investments that I will need in the first 2 years on retirement into a safer place. As I plan to life for 30 more years, much of the rest will remain aggressive. As a note, I'm not a financial advisor but consider myself quite good with money, math, and statistics. Take my advise at your own risk.[/QUOTE]
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