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<p>[QUOTE=&quot;coleguy, post: 1576416, member: 9167&quot;]I think it&#039;s difficult to place everyone in the middle class of this country into a single group. There are those, like mentioned above, that live for the now and don&#039;t plan ahead. But then there are those who are more like their baby boomer parents who have planned long-term. While bullion may be a good part of a diversified plan, it&#039;s not a very liquid one. It&#039;s an asset that resides in a physical state, which may be good for people who constantly think every next day will be the last of civilized life. But for the people with grounded thoughts, a chained asset in later years is more burdomsome than helpful. Who wants to tote around their stash of gold when they&#039;re off enjoying their life? With a touch of my finger on my phone I can move or make liquid my money and use it at my convenience anywhere on earth I might be at any time. Thats today&#039;s middle class...or at least the ones that aren&#039;t in the red thanks to poor planning and credit card bills that exceed their incomes.</p><p>GUy[/QUOTE]</p><p><br /></p>

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