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<p>[QUOTE=&quot;Del Pinto, post: 2060668, member: 73128&quot;]It depends.</p><p><br /></p><p>&quot;Spot&quot; is the wholesale commodity cash price for 715 ozt US Silver 90/10, currently ~10% higher than Spot Silver. (Apples-to-oranges, really.) If the average wholesale commodity cash price since 11/1/14 (&quot;lately&quot;) is 12.80, you paid 5.46% over the wholesale market price.</p><p><br /></p><p>Check quandl.com for whatever date, to calc your own retail premium against wholesale 90/10 and Silver.</p><p><br /></p><p>Also bear in mind that that if you&#039;re buying -5% light coin, adjust your premiums upwards accordingly.&nbsp; The difference of .05 g per Quarter is ~5.8 Ozt Fine Ag per $1,000 Face.</p><p><br /></p><p>In a small lot, 4 SLQ weighing 23.4264 g (21.084 Ag) for 13.5x face is closer to a ~23.3% premium over Spot Silver &quot;recently.&quot;&nbsp; That&#039;s not what I&#039;d call close to Spot, but retail premiums obviously vary too.[/QUOTE]</p><p><br /></p>

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