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<p>[QUOTE=&quot;Barney McRae, post: 26636420, member: 150594&quot;]My wife has a private broker for her 401k funds which are a nice little chunk of change. When she turned 59 she moved those funds there. Every quarter they have a conference call with her regarding rebalancing and my wife has to agree to sign off on it.&nbsp; Index funds are generally a large diverse portfolio of individual stocks and or other index funds, similarly constructed.&nbsp; With some brokers you get what they give you, no choice in the matter, like it or leave them. Hers is a little different, fiduciary advisor.[/QUOTE]</p><p><br /></p>

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