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<p>[QUOTE="medoraman, post: 1313370, member: 26302"]I never meant to imply anyone is dumb by only talking about DCA. Cloud's assertions about it can be debated, (and we have on other occasions), and the argument boils down to boring monetary opportunity cost assumptions, financial modeling, and other yawn inducing activities. I have not read extensively his preferred alternatives. I simply suggested something that would lead you down the correct path, even if later you think it was 5 or 10 feet off the optimal path, at least its the right direction versus what most other investors want to do if they rely on "gut instincts". "Gut instincts" for the general public regarding finance is most generally wrong.</p><p><br /></p><p>In other words DCA leads you generally north instead of off southwest somewhere. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" /></p><p><br /></p><p>Chris[/QUOTE]</p><p><br /></p>
[QUOTE="medoraman, post: 1313370, member: 26302"]I never meant to imply anyone is dumb by only talking about DCA. Cloud's assertions about it can be debated, (and we have on other occasions), and the argument boils down to boring monetary opportunity cost assumptions, financial modeling, and other yawn inducing activities. I have not read extensively his preferred alternatives. I simply suggested something that would lead you down the correct path, even if later you think it was 5 or 10 feet off the optimal path, at least its the right direction versus what most other investors want to do if they rely on "gut instincts". "Gut instincts" for the general public regarding finance is most generally wrong. In other words DCA leads you generally north instead of off southwest somewhere. :) Chris[/QUOTE]
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