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<p>[QUOTE=&quot;medoraman, post: 1313141, member: 26302&quot;]I never said i did either sir, but we are not the average, right? If I can sit down and over a cup of coffee explain the simple concept, get them agree to put money aside, and understand and feel comfortable about the idea, that is worth a lot. I have done this type of counseling before, and pull out some fancy methodology and most simply tune out and don&#039;t do anything. </p><p><br /></p><p>Like I said, its preferable to most inclinations that small investors have, but simple enough to understand as to build confidence in and get them to buy into the idea. There are 1000 things we would like them to do but they won&#039;t, so proposing something slightly better that confuses an average investor simply backfires.</p><p><br /></p><p>Just my experience in the area.[/QUOTE]</p><p><br /></p>

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