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<p>[QUOTE=&quot;desertgem, post: 2861715, member: 15199&quot;]If she hasn&#039;t sold any during the year, she wouldn&#039;t be a taxable situation with a stock fund. If she has, but there was no gain of value in the stock shares she sold, she wouldn&#039;t have any gain,&nbsp; so no taxable sum. If she sold but for a lesser value than purchase, she might get some increase in refund. Medical expense can be deducted in some situations past a certain % of earnings. I always ( since 1982) buy the turbotax program and use it as it will walk anyone through an unfamiliar situation and has great online and phone support. I hope that your wife has asked someone with knowledge on investing about only investing in a single area fund. IMO.&nbsp; Jim[/QUOTE]</p><p><br /></p>

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