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<p>[QUOTE=&quot;Clawcoins, post: 2643865, member: 77814&quot;]Most people don&#039;t want to save. (excluding low income in discussion as they tend to live more in their means stereotypically than people making 3x 4x their income).&nbsp; And they buy things that do not create long term value.</p><p><br /></p><p>Their too up on the luxuries that the spend lavishly on themselves, such as high priced coffees, leasing a car ... lease after lease after lease,&nbsp; new shoes, boat,&nbsp; living beyond their means etc.&nbsp; Items that have no real value or a high depreciation.</p><p><br /></p><p>I actually was starting on working a template on how to save and build wealth more geared towards those in financial trouble.&nbsp; It&#039;s amazing how people don&#039;t live within their own income.&nbsp; If I finish it I&#039;ll probably give free seminars at the library.&nbsp; Too many people ignore their own budgets and buy on impulse or maintaining a certain lifestyle because &quot;every one&quot; else does.[/QUOTE]</p><p><br /></p>

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