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<p>[QUOTE=&quot;V. Kurt Bellman, post: 2285076, member: 71723&quot;]No, no, no. A savings account may not be the best vehicle for a useful return, but the funds still are being invested or loaned (with a multiplier that is 1 over the decimal capital reserve ratio). A savings account at least provides the economy liquidity. Stacking metals is purely economically evil. It frankly at the margins threatens to create the very sort of economic collapse it is designed to protect the holder against, or rather a different type - deflationary rather than inflationary. Either way, while it makes for one type of useful &quot;insurance policy&quot; for one particular economic disequilibrium (hyperinflation), it is otherwise a completely antisocial behaviour.[/QUOTE]</p><p><br /></p>

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