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<p>[QUOTE=&quot;Mendozaco, post: 1788168, member: 57152&quot;]Buy the metal not the name (logo).&nbsp; The first thing you need to ask yourself is what is the time commitment and the quantity you want to accumulate for each month, quarter or year.&nbsp;&nbsp; You be surprise how much you will accumulate once you setup a quantity goal and period. My advice is use calendar quarter (eg 200 oz for the 4th quarter 2013).&nbsp; Try to use a reasonable amount at first and than increase it once you develop a buying habit.&nbsp;&nbsp; Time is important.&nbsp; How long will you hold the metal for?&nbsp; In my case is 16 yrs.&nbsp; I have a 2 year old son and at 18 he will be needing college money.&nbsp;&nbsp; Quantity is my preference and not the name.&nbsp; Will I care what the premium is 16 years from know on an Englehard bar or I be more concern with my quantity?&nbsp; Do your math.&nbsp; When you buy 100 oz (10 oz bars) Englehard you lost 2 to 3oz of silver on the premium.&nbsp;&nbsp; If your investment is for short term then by the name.</p><p><br /></p><p>My second advice is buy small bar increments.&nbsp; 10oz or 5oz bars should be your goal.&nbsp;&nbsp; In the future you do not want to liquidate a 100oz bar when you could sell 30oz to cover your expenses.&nbsp; The worst thing you can do is not to buy or wait until the price is lower.&nbsp; How knows next month it could be in the 30s or maybe not.&nbsp;&nbsp; What it would be in 16 yrs?[/QUOTE]</p><p><br /></p>

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