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<p>[QUOTE=&quot;Cloudsweeper99, post: 1570773, member: 3011&quot;]Yes.&nbsp; The banks aren&#039;t always crooks and they aren&#039;t alway speculators or manipulators.&nbsp; Sometimes they are just acting in a very old fashioned bankerly manner to earn money for clients and collecting their fee for it.&nbsp; It is impossible to know this because it isn&#039;t public information, but it makes more sense and would be a much easier game for them to play.&nbsp; Therefore, it deserves more consideration than it has received.&nbsp; The burden of proof lies with those who claim it is manipulation.[/QUOTE]</p><p><br /></p>

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