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<p>[QUOTE=&quot;Mike Thornton, post: 4348225, member: 105289&quot;]Adam,</p><p><br /></p><p>Great question, and your age has to play a part of the answer.&nbsp; You have the future in your favor.&nbsp; The stock market is a long term investment and should be thought of in those terms.&nbsp; It will go up and down over the short term but has always gone up over the long term and better then PM&#039;s which are more short term investments.&nbsp; PM&#039;s can and should be part of a long term strategy, but growth will typically be slower then stocks.&nbsp; Wish I had invested when I was 12.&nbsp; The DOW was in the mid $800&#039;s.&nbsp; Today, $22,000&#039;s.&nbsp; PM&#039;s are a good part of the mix to help stabilize your portfolio during volatile times like these.&nbsp; </p><p><br /></p><p>Side story.&nbsp; I had an opportunity to buy an IPO in the mid 70&#039;s.&nbsp; The opportunity came via my girlfriends father, who was part of an investment group/club at this work.&nbsp; Anyway long story short, because I lacked a future vision and the funds, I missed a fantastic opportunity to buy 100 shares, for about $2.50/share.&nbsp; Oh, by the way, the IPO was for a small startup company making a new product for the automation business.&nbsp; You might know the name..... Intel.&nbsp;&nbsp; Think what that would be worth today.&nbsp; As of 12/31/2019, my investment (had I made it) would be worth over $544,000.00.[/QUOTE]</p><p><br /></p>

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