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<p>[QUOTE=&quot;lucyray, post: 1361481, member: 24565&quot;]If investment is your goal, perhaps your timeline is a little short?&nbsp; I mean, pm&#039;s, well, you might want to have them for a longer period of time than you have mentioned.&nbsp; (That&#039;s my opinion.)&nbsp; Also my opinion, investing happens after you have covered your necessities..inless you are very disciplined and just put your money away in whatever form is your choosing, and don&#039;t look for spending it anytime soon, or at all even.</p><p><br /></p><p>Savings bonds.&nbsp; YUK!&nbsp; They take absolutely FOREVER to mature.&nbsp; I mean FOREVER!&nbsp; I used to purchase them with every paycheck, for years.&nbsp; Guess what?&nbsp; They STILL haven&#039;t matured.&nbsp; All I can do is make sure I don&#039;t lose them!&nbsp; (Well, not really, I could turn them in for their current value..)(and then pay tax on the interest earned.)</p><p><br /></p><p>That said, the new system ONLINE, is actually VERY easy to use.&nbsp; You can check your bonds anytime you like, very easily.&nbsp; Myself, I wish I never bought them.&nbsp; Maybe someday I&#039;ll be glad I did!!</p><p><br /></p><p>I don&#039;t believe that any one here has the right to pass judgment on you, including me.&nbsp; We are all strangers to you here, fingers on a keyboard.&nbsp; You have asked for advice regarding metals, and hopefully each opinion posted has given you food for thought.&nbsp; Good luck, both with your decision for investment, and with school.</p><p><br /></p><p>And I think I would nix the meeting in the parking lot...</p><p><br /></p><p><img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" />&nbsp; Lucy[/QUOTE]</p><p><br /></p>

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