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<p>[QUOTE=&quot;bigjohn56, post: 1122039, member: 26928&quot;]Here is how I look at it.&nbsp; Spot silver as I&#039;m typing is at $35.79.&nbsp; There are 715 ounces in a $1,000 bag.&nbsp; Therefore a bag prices out to $25,590.&nbsp; That&#039;s 25.59 times face.&nbsp; Tulving will pay spot minus $.85 for whole bags.&nbsp; That is about 2.4% under spot.&nbsp; I never pay more than 95% of spot and on average, over time, I probably pay 92 or 93%.</p><p><br /></p><p>Silver dollars are an exception.&nbsp; I&#039;ll pay a little more for them (spot times .773 plus $1) since they still have some premium if you sell them.[/QUOTE]</p><p><br /></p>

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