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<p>[QUOTE=&quot;desertgem, post: 1534941, member: 15199&quot;]I don&#039;t disagree at all, but it is what we have to work with currently, and yes, I can wish for more, but there will be people who fail if they try to do things with their money outside of banks and such, and will eat their seed corn. I have seen only a few posts seeking out education on various areas of finance compared to the hundreds of posts buying/selling bullion with out any real reason or alternatives. You are a reader of various financial giants and probably many midgets also, and you have a stable understanding of processes and possibilities. That gives you a large advantage over the general investor, but it didn&#039;t just fall on your head, you had to study. In my risk/reward, if a bank was giving 6% on a 3 mo. CD, I would be there rather than the REIT, but that is a long ways off. Maybe I juggle too many tools, but it keeps me off of the streets&nbsp; <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" /></p><p><br /></p><p>As an aside, The last 2 days have shown an interesting divergence of PM from the EUR/USD ratio which has a downward slant. </p><p><br /></p><p>Jim[/QUOTE]</p><p><br /></p>

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