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<p>[QUOTE=&quot;doug444, post: 1617359, member: 38849&quot;]I still prefer dimes and quarters.&nbsp; If the crunch comes, and you spend a silver dollar on a silver-quarter item, and get three silver quarters &quot;in change,&quot; you&#039;ve already taken a major hit.&nbsp; </p><p><br /></p><p>4 quarters = 4 x 0.18084 = 0.72336 Troy oz</p><p>3 quarters = 3 x 0.18084 = 0.54252 Troy oz</p><p>1 silver dollar = 0.77344 Troy oz</p><p><br /></p><p>You exchanged a 0.77344 coin for an &quot;item&quot; plus 0.54252 in coins.&nbsp; The &quot;item&quot; cost you 0.23092 Troy oz.&nbsp; If you had had a silver quarter to begin with, the &quot;item&quot; would have cost you 0.18084 Troy oz.</p><p><br /></p><p>You paid a premium of .05008/.18084 = 27% </p><p><br /></p><p>Now that you have three quarters, you will not get screwed again for the next three silver-25c deals, at which time you will have to spend another silver dollar.[/QUOTE]</p><p><br /></p>

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