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<p>[QUOTE=&quot;MisterPostman, post: 1616663, member: 42356&quot;]Nice halves, BU quarters, and EF or better mercury dimes are worth a few extra % vs melt, so I think&nbsp; being able to cherry pick at a LCS, is worth about melt +5% (including tax)&nbsp; To me it&#039;s better than generic circulated or unknown denominations with some slicks, at melt.&nbsp; (and that is out there, but it is not always easy to find)&nbsp; The nice coins are more enjoyable to own, and would be easier to sell, maybe for a better price too. How much work is worth it to save a few %?&nbsp; A little, yes.&nbsp; A lot, I don&#039;t think so. Time is money too, especially for those of us with busy schedules. </p><p><br /></p><p>The big online dealers are increasing their margins and/or selling out many items.&nbsp; For example, I bought some Franklin halves at melt + 2.2% a few months ago.&nbsp;&nbsp; Now that would be melt + 6.6%, AND they are sold out.</p><p><br /></p><p>Silver dollars are not worth the extra money IMHO!</p><p><br /></p><p>It is interesting to think about how value, availability, beauty, and time all are factors.&nbsp;&nbsp; </p><p><br /></p><p>What are your thoughts?[/QUOTE]</p><p><br /></p>

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