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<p>[QUOTE=&quot;Rono, post: 1760654, member: 6492&quot;]Howdy,</p><p>&nbsp;</p><p>Collect or hoard what you love but always try to minimize the premium or vigorish.&nbsp;&nbsp; I like CC&nbsp; Morgans but I&#039;m not going to buy one from HSN or QVC.&nbsp;&nbsp; This is also true for 1 ounce silver rounds. </p><p>&nbsp;</p><p>Generally, you want to buy regularly over time and not try to time the markets.&nbsp;&nbsp; With stocks, this is called Dollar Cost Averaging and has it a tendency to smooth out the cost curve and approach an optimal long term average cost.&nbsp;&nbsp; [That said, one reason why you always want to have some available cash is to take advantage of opportunities - whether they be pm&#039;s or stocks or whatever.]</p><p>&nbsp;</p><p>Lastly, diversify everything - what you buy and where you buy it from.</p><p>&nbsp;</p><p>peace,</p><p>&nbsp;</p><p>rono[/QUOTE]</p><p><br /></p>

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