I've been out of the silver game for a few years and right now is probably not the best time to get back into it but I'd like to start with a nice base of information here. Today I found a place selling ~$3.75 over spot out the door (at $15.75 spot currently) and not sure if that's a good price now. 1) What was the average premium over spot one can expect to pay for 1oz bars/rounds of silver PRE covid? 2) What is the current average premium over spot one can expect to pay for 1oz bars/rounds of silver POST covid? Thank you!