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<p>[QUOTE=&quot;SilverNoob, post: 1670127, member: 46356&quot;]Wow didn&#039;t expect to get that many responses! So first thanks everyone. </p><p><br /></p><p>&nbsp;I saw a lot of people saying pay off debt first, i&#039;ve just made my last debt payment last month I&#039;ve now payed off everything I owe money on and I sold my car that had a loan and bought a used car for 2k. So completely debt free. My bills for the month are 600 rent which also includes utilities, 94 car insurance, 80 phone, 80 cable and internet, and 8 bucks on netflix. So 862, and then around 300 for gas/food. So we will round up to 1200 for my monthly expense. Sense I get some overtime at my work my last years w2 was 36,400 at 16 bucks and hour. Average monthly after the 50 I do have going to 401k and taxes is about 2100 take home. Leaving me 8-900 a month. Now next month when I get the 4 buck raise this will obv change which should be fun. I like to keep at least 500 in my checking at all times, and right now I have 3200 in my savings account. So with everything I&#039;ve red from the reply&#039;s this is what i&#039;m thinking.</p><p><br /></p><p>Add an extra 100 to my 401k a month</p><p>Start a roth ira and do 150 a month</p><p>200 bucks a month to savings</p><p>100 to silver bullion, so 3 ounces a month at current price</p><p><br /></p><p>Also on the house thing I do not intend to buy one, We happen to be renting a house that my gf&#039;s mom owns and she said she put it in the will to go to us when she passes.. so no reason for a mortgage <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" /></p><p><br /></p><p>From what everyone has said this seems like a good start and i&#039;ll try and add more to them as I make more (or when I get her a full time job <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" />)</p><p><br /></p><p>Thoughts?[/QUOTE]</p><p><br /></p>

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