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<p>[QUOTE=&quot;Rono, post: 1669855, member: 6492&quot;]Howdy SilverNoob,</p><p><br /></p><p>And you thought you were a Poor Guy.&nbsp; Wrong.&nbsp; Look at all the wonderful advice you just received for free.&nbsp; The one thing that I don&#039;t believe was mentioned was to enjoy your marriage.&nbsp; There is an old adage for newly weds to &#039;budget the luxuries first&#039;.&nbsp; Now in light of all the great pragmatic advice you received from all the good people above, build a little slack into this to address your spouse.&nbsp; She (assumption) can probably be convinced to like silver and gold jewelry - for special occasions, sure - but it would not hurt her and I&#039;m sure it won&#039;t hurt you.&nbsp; Take a tip from the Indian culture of giving bling to all the women for every occasion.&nbsp; They take it with them and it is effectively their social security.&nbsp; Pay off your debt, stash an emergency fund, contribute to your 401, etc.&nbsp; But you can stash some pm here and there by simply buying wifey some bling.</p><p><br /></p><p>Good luck,</p><p><br /></p><p>peace,</p><p><br /></p><p>rono[/QUOTE]</p><p><br /></p>

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