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<p>[QUOTE=&quot;andrew289, post: 1669650, member: 6463&quot;]This is exactly what I would recommend. Get creditcard/car loan debt free, build and emergency fund and contribute to your 401K at least 10% per pay period ..15-18% if you have that much extra income.</p><p><br /></p><p>The thing about 401k&#039;s is that time is your friend. The money you can front load while you are young will have 40-50 years to grow. Until you can get educated on mutual fund investments, look at Index funds as a good place to start out. Then as you learn about small, mid, large cap and foreign funds you can diversify as your knowledge grows. Also look into starting a Roth IRA and try to max that out each year. Unlike your 401k where your interest/withdrawals are taxable, ROTH IRA withdrawals are tax free.[/QUOTE]</p><p><br /></p>

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