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<p>[QUOTE=&quot;Lord Geoff, post: 1669575, member: 42001&quot;]Agreed.&nbsp; Pay off your debt first.</p><p><br /></p><p>DON&#039;T worry about buying a house if you haven&#039;t done so already.&nbsp; While a good investment on its face, it is a huge commitment and there is nothing wrong with saving some money for a few years and then pulling the trigger on that.</p><p><br /></p><p>Those two things out of the way, if I were you and just wanted to know how to invest $300 or so a month, I&#039;d put $200 a month in your 401k and let $100 a month pile up in your savings.&nbsp; As Medora said, life happens and you&#039;ll be glad if you have a nice nest egg at some point.&nbsp; To be honest, I might reverse it and do a $100 401k and $200 savings split until you had rainy day money built up over a couple years.</p><p><br /></p><p>401k does have nice benefits, but given there is no match and the fact that getting your money out of your 401k if you need it is difficult/expensive, you may as well not do it until you are more stable financially (nest egg).&nbsp; Once you have enough in your bank that you&#039;re telling yourself &quot;I have plenty of money in the bank and I&#039;m wasting it putting more in&quot;, that&#039;s when you bump up the 401k or buy some PM&#039;s.[/QUOTE]</p><p><br /></p>

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